Terms of Service
1. Acceptance of these terms
By accessing hfi-inkasso.org (the "Website"), operated by Kreditdienstleistungsinstitut (KrDI), Gabelsbergerstraße 1a, 59069 Hamm, Deutschland, you agree to these Terms of Service. If you do not agree, please do not use the Website.
2. Informational purpose only
The Website is published strictly for general informational and educational purposes concerning credit recovery and loan servicing topics. Nothing on the Website constitutes financial, legal, tax or debt-collection advice, and no content should be relied upon as a substitute for advice from a qualified, licensed professional.
3. No paid services
Kreditdienstleistungsinstitut (KrDI) does not sell, broker or provide any paid product or service through this Website. We do not manage individual loan or debt accounts, negotiate with creditors on behalf of individuals, or accept payments of any kind through this Website.
4. Accuracy of information
We take reasonable care to keep published information accurate and up to date, but we make no warranty, express or implied, that content is complete, current or error-free. Laws and regulatory practices referenced on the Website may change after publication.
5. Use of the Website
- You agree to use the Website only for lawful purposes.
- You agree not to submit false, misleading or unlawful content through the contact form.
- You agree not to attempt to interfere with the security or normal operation of the Website.
6. Intellectual property
The text, layout and design of this Website are the property of Kreditdienstleistungsinstitut (KrDI) unless otherwise indicated, and photographs are used under their respective licences. You may not reproduce substantial parts of the Website for commercial purposes without our prior written consent.
7. External links and references
The Website may reference or link to third-party organisations, such as regulators or debt counselling services. We do not control and are not responsible for the content or practices of third-party websites.
8. Limitation of liability
To the fullest extent permitted by applicable law, Kreditdienstleistungsinstitut (KrDI) shall not be liable for any loss or damage arising from reliance on information published on the Website, or from the unavailability of the Website.
9. Changes to these terms
We may revise these Terms of Service from time to time. Continued use of the Website after changes are published constitutes acceptance of the revised terms.
10. Governing law
These Terms of Service are governed by the laws of the Federal Republic of Germany, without prejudice to any mandatory consumer protection rules of your country of residence.
11. Contact
Kreditdienstleistungsinstitut (KrDI)
Gabelsbergerstraße 1a, 59069 Hamm, Deutschland
Telephone: +49 2385 922440
Email: support@hfi-inkasso.org